Costs
The cost of treatment for depression or anxiety depends on several factors. Below, we explain how this works.
Reimbursement Depends on Your Insurance
Treatment at Senz is covered by health insurance. However, because we are a new mental health care provider in the Netherlands, we do not yet have contracts with health insurers. This means insurers often do not reimburse the full cost of treatment. As a result, you will need to pay a personal contribution if you start treatment with us.
We charge 90% of the official NZa (Dutch Healthcare Authority) rate for our treatments. For example, if your health insurer covers 70% of the costs, we will invoice you for the remaining 20%. The exact amount your insurer reimburses depends on the specific policy you have.
Our rates follow the national mental health care tariffs.
If you have an international health insurer, or when it is covered by your employer, please contact us for more info.
Costs
Temporary Cap on Personal Contributions
At Senz, we offer intensive treatment, which means you may have multiple individual and group sessions within a single week. As a result, the overall cost of treatment—and therefore your personal contribution—can increase. We understand that this may be a barrier, while our goal is to make care accessible to everyone.
That is why we have decided to cap the amount of the personal contribution. During the intake, we will work together with you to shape your treatment plan. At that point, we can also provide more clarity about the expected costs of your personal contribution.
Good to know: we do not charge a personal contribution for the intake. Please note that your health insurance deductible will always apply.
Costs for Treatment Outside the Basic Program
For treatments not included in the basic program, we currently charge 80% of the NZa rate. If we decide together during treatment planning to expand the program (e.g. to include trauma therapy), we will provide a cost estimate in advance.
How Much Does Ketamine-Assisted Psychotherapy (KAP) Cost?
KAP sessions are covered by insurance but fall outside our basic program. Therefore, we charge 80% of the NZa rate. After your intake, we can calculate the expected costs for you.
What About My Insurance Deductible?
Treatment for depression or anxiety at Senz will count toward your annual health insurance deductible. Your insurer will apply the costs of treatment at Senz toward the deductible amount specified in your policy. This is in addition to your personal contribution.
For more information, clients are likely encouraged to reach out directly.
